Tuesday, April 16, 2013

Project on E-Banking



The acceleration in technology has produced an extraordinary effect upon our economy in general has had a particularly profound impact in expanding the scope and utility of financial products over the last ten years. Information technology has made possible the creation, valuation, and exchange of complex financial products on a global basis and even that just in recent years. Derivatives are obviously the most evident of the many products that technology has inspired, but the substantial increase in our calculation has permitted a variety of other products and, most beneficially, new ways to unbundled risk.

               What is really quite extraordinary is that there is no sign that this process of acceleration in financial technology is approaching an end. We are moving at an exceptionally rapid pace, fueled not only by the enhanced mathematical applications produced by our ever rising computing capabilities but also by our expanding telecommunications capabilities and the associated substantial broadening of our markets.

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Summer Project on BANK OF BARODA



 

Bank of Baroda’s  principal activities are to provide banking and related services through 2,853 branches in India and 40 overseas branches. The services include accepting deposits, commercial and institutional credit, project finance, treasury, forex, investment and risk management and other related financial services. As a part of my M.B.A curriculum I have taken my summer training in Bank Of Baroda (Bank of Baroda tower, Ahmedabad). As per the topic SMEs-Growth engines for Indian economy, I have analyzed SSI Sector of India with the help of various web sites related to this sector and other related sources like journals, magazines etc.



Here, the overall project is based on analysis of Small Scale sector and it’s contribution and impacts on Indian economy. On the investment front, Indian small businesses are acting on their positive economic outlook with increased capital investment in the first half of 2008. A majority of the SMEs in the country are planning to hire more workers while none intended to cut jobs.


The insight of the project report shows the capital structure of the organization, financial position of the organization, cash flow, and ratio analysis. The overview of the report reveals that the SME segment is the growth engine of India economy. IT is a key strategic tool, which can help India SMEs get a competitive advantage in the global market place. However, there is a limited understanding of this segment in the industry SMEs throughout India are expanding rapidly – both in terms of hiring and additional branch offices. “No. 1 challenge for SMEs is increasing competition followed by pricing-pressure in the market and managing customer expectations”




TABLE OF CONTENTS

Sr.No.
Topic

01.
Executive Summary.

02.
Introduction to the Topic.

03.
Introduction of the Organization.


I. History


II. Nature of the company


III. Mission of the company


IV. Management Profile.


V.  Organizational Structure


VI. Product Profile


VII. Bank of Baroda & its Subsidiaries

04.
Industry Analysis

05.
Company Analysis


I. Financial position of Bank of Baroda


II. Profit & Loss Account of Bank of Baroda


III. Balance sheet of Bank of Baroda


IV. Statement of Cash Flow of Bank of Baroda

06.
Ratio Analysis


I. Importance of Ratio Analysis.

07.

Introduction to the small-scale enterprises


08.

Significance of SMEs in Indian Economy


09.
Reasons for Smes Promotions

10.

Smes parameters regarding the performance


11.

The Growth Story Of Indian SMEs


12.
the growth of small-scale industries since 1975-76

13.
Drawbacks and barriers

14.
Assistances and promotions to SMEs by Government

15.

Frame-work for Cluster Development


16.

About MSMED Act 2006


17.

Conclusions


13.
Bibliography



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